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Compare rates and save with the SAF Long Term Disability Income Plan


SEMIANNUAL PREMIUMS
PER $100 OF MONTHLY BENEFIT

PLAN A: 5 YEAR BENEFIT
PLAN B: TO AGE 65
Age
60 Day
Waiting Period
90 Day
Waiting Period
180 Day
Waiting Period
60 Day
Waiting Period
90 Day
Waiting Period
180 Day
Waiting Period
Under 30
$ 3.75
$ 3.67
$ 3.06
$ 5.45
$ 5.20
$ 4.55
30-39
6.17
6.02
4.53
7.65
7.25
6.40
40-49
9.17
9.01
7.15
10.40
9.90
8.55
50-59
14.66
14.41
11.06
13.10
12.45
10.95
60-64
17.56
17.26
13.29
13.10
12.45
10.95

Rates and/or benefits may be changed on a class basis.

Rates are based on the attained age of the Insured Person and increase as you enter each new age category.

Simply select the Plan Option and monthly benefit you want to apply for. Then use the $100 monthly benefit rate, and multiply by the number of units equal to the monthly benefit.

Here’s an example. Let’s say you are 37 years old. You decide you would like to have a monthly benefit of $2,700 with a 90-day waiting period under the Five Year Option. Multiply that Option’s (90-day waiting period) $100 premium rate of $6.02 by 27 for a semiannual premium of $162.54. Keep in mind that your monthly benefit cannot exceed 60% of your monthly earnings. So, for a $2,700 monthly benefit, your basic monthly pay would have to be at least $4,500.

Form SRP-1311 AB (5371)

Underwritten by Hartford Life and Accident Insurance Company, Simsbury, CT

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