Compare rates and save with the SAF Long Term Disability Income Plan
	As of June 1, 2010 SEMIANNUAL PREMIUMS PER $100 OF MONTHLY BENEFIT
	PLAN A: 5 YEAR BENEFIT PLAN B: TO AGE 65 Age 60 Day Waiting Period 90 Day Waiting Period 180 Day Waiting Period 60 Day Waiting Period 90 Day Waiting Period 180 Day Waiting Period Under 30 $ 3.75 $ 3.67 $ 3.06 $ 5.45 $ 5.20 $ 4.55 30-39 6.17 6.02 4.53 7.65 7.25 6.40 40-49 9.17 9.01 7.15 10.40 9.90 8.55 50-59 14.66 14.41 11.06 13.10 12.45 10.95 60-64 17.56 17.26 13.29 13.10 12.45 10.95 Rates and/or benefits may be changed on a class basis. Rates may be changed on any premium due date and on any date on which benefits are changed. Benefits can be changed by agreement between SAF and New York Life Insurance Company. Rates are based on the attained age of the Insured Person and increase as you enter each new age category. Simply select the Plan Option and monthly benefit you want to apply for. Then use the $100 monthly benefit rate, and multiply by the number of units equal to the monthly benefit. Here’s an example. Let’s say you are 37 years old. You decide you would like to have a monthly benefit of $2,700 with a 90-day waiting period under the Five Year Option. Multiply that Option’s (90-day waiting period) $100 premium rate of $6.02 by 27 for a semiannual premium of $162.54. Keep in mind that your monthly benefit cannot exceed 60% of your monthly earnings. So, for a $2,700 monthly benefit, your basic monthly pay would have to be at least $4,500. Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 Policy Form GMR-FACE Return to SAF Long Term Disability Income Plan Information Page