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Comprehensive Accident coverage includes three
accident plans in one package and it helps replace your income if you
suffer an injury due to an accident.
You are eligible if you are under age 60, working at least 20 hours
per week and are a U.S. resident. Your spouse, under age 60, working
20 hours a week, not legally separated or divorced from you and a U.S.
resident is also eligible for coverage.
Total Disability means disability
that wholly and continuously prevents an insured person from performing
the substantial and material duties of his or her usual occupation.
Hospital does not include a nursing or convalescent home,
skilled nursing facility, a place for drug addicts or alcoholics, or a
place for rest, custodial care, or care of the aged.
Injury means bodily injury resulting
directly from accident and independently of all other causes which occurs
while the Covered Person is covered under the policy.
SAF
has put the combined
buying power of thousands of members to work for you. Click
here to find out how little it
can cost to get high-limit protection for your family’s financial
future.
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Portable protection
Since
the
SAF
Plan is not tied to your job, its protection can follow you throughout
your career and after you retire.
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Limitations
The policy does not cover any loss resulting from: intentionally
self-inflicted Injury, suicide or attempted suicide, whether sane or
insane; war or act of war, whether declared or undeclared; Injury sustained
while full-time in the armed forces of any country or international
authority; Injury sustained while legally intoxicated; Injury sustained
while voluntarily taking drugs, unless prescribed for or administered
by a licensed physician. In addition, the Hospital Accident Benefit
does not cover confinement in a Veterans Administration or other Government
owned or operated Hospital.
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Termination
Coverage terminates on the earliest to occur
of:
-- the date the Master Policy is canceled;
-- the premium due date you fail to pay
any required premium;
-- the next premium due date following the date you reach age 65;
-- the date coverage is cancelled for a class of persons to which you
belong,
-- you cease to work at least 20 hours per week,
--you are no longer an active member of
SAF
.
Coverage terminates for your spouse
on the earliest to occur of:
-- the date the Master Policy is canceled,
-- the premium due date you fail to pay
any required premium;
-- the next premium due date following the date you reach age 65;
-- the date of legal separation or divorce from you;
-- your spouse ceases to work at least 20 hours per week,
-- you are no longer an active member of
SAF
.
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Effective date
of coverage
Your coverage becomes effective on the first
day of the month following the date Hartford Life and Accident Insurance
Company approves your application and premium is paid.
This is Limited Accident Only Coverage.
Form 7582 A2 (HLA) (11039)
Get instructions and an application
Our satisfacton guarantee makes it possible for you
to examine the
SAF
Comprehensive Accident Plan without risk. If you aren’t satisfied
with the coverage, simply return your Certificate of Insurance within
30 days for a full refund, minus any claims paid.
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